Real-cost transfer comparison · live mid-market rate
Your bank may be keeping more than you think
Banks and many transfer services hide fees inside the exchange rate. Enter an amount and see what your recipient actually receives with each provider, on 61 corridors worldwide.
- ECB reference rates
- Ranked by amount received only
- No provider payments
- No sign-up
Loading today's mid-market rate…
| Provider | Recipient gets | Total cost | Speed | Site |
|---|
Mid-market rates from the European Central Bank (via the Frankfurter API); currencies the ECB does not cover use ExchangeRate-API. Provider fees and markups are estimates from public pricing; always check the final quote. Methodology · Share this result
Popular corridors worldwide
Browse by region
Americas
Mexico, Guatemala, Dominican Republic, Colombia, Brazil
Europe
Poland, Ukraine, Turkey
Middle East & Africa
Egypt, Morocco, Tunisia, Nigeria, Kenya, Senegal
South Asia
India, Pakistan, Bangladesh, Nepal
East & Southeast Asia
China, Philippines, Vietnam, Indonesia, Malaysia, Thailand
Oceania & other senders
Australia, New Zealand, Japan, Korea, the Gulf and more
FXMetrics in your language
Local guides written for each community: SPEI and OXXO in Mexico, Pix in Brazil, UPI in India, GCash in the Philippines, Wave and Orange Money in Senegal, and more.
Guides
Is a "zero-fee" transfer really free? How FX markups work
How exchange-rate markups hide the real cost of international transfers, with a worked table at today's reference rate.
Why did 1,000 arrive as 980? Intermediary bank fees explained
SWIFT intermediary bank deductions and how to choose between the OUR, SHA and BEN charge options.
How to send money to China from abroad (2026): methods, limits and documents
A practical guide to sending money to China: bank cards vs Alipay and WeChat, the USD 50,000 yearly quota, name matching, documents and how to compare costs.
Frequently asked questions
What is the cheapest way to send money abroad?
It depends on the route and amount. We calculate how much each provider delivers at today's mid-market rate; the one that delivers the most is the cheapest.
How do you make money?
Only through Google ads. We take no money from providers, use no affiliate links, and rank only by estimated amount received.