Who sends money from Saudi Arabia to Pakistan
Common senders: workers in construction, healthcare, domestic work and services, and professionals supporting families across Asia and Africa.
About this corridor
Saudi Arabia is the single largest source of remittances to Pakistan. Most Saudi bank apps and licensed transfer companies credit Pakistani bank accounts the same day through the Pakistan Remittance Initiative network; wallet delivery to JazzCash or Easypaisa suits smaller sums.
Worked example: sending 2,000 SAR
Using the ExchangeRate-API rate on 2026-10-08, 1 SAR = 73.8800 PKR, our estimate model gives these results for sending 2,000 SAR:
| Provider | Est. fee | Est. received | Total cost vs mid-market |
|---|---|---|---|
| Wise | 15.75 SAR | 146,596 PKR | 1,163.61 PKR |
| Revolut | 6.00 SAR | 146,580 PKR | 1,179.86 PKR |
| Remitly | 0.00 SAR | 145,987 PKR | 1,773.12 PKR |
| Western Union | 18.75 SAR | 143,447 PKR | 4,312.75 PKR |
| Bank wire (typical) | 75.00 SAR | 138,664 PKR | 9,096.47 PKR |
In this example Wise delivers roughly 7,932.86 PKR more than a typical bank wire. Rates move daily and providers change pricing, so treat this as an illustration from our model; the live calculator above and the provider's own quote are what count. See how we estimate.
Sending to Pakistan: what to know
- Payout options: bank accounts (IBAN), mobile wallets such as JazzCash and Easypaisa, and cash pickup.
- Banks that take part in the Pakistan Remittance Initiative (PRI) usually credit home remittances the same day.
- Overseas Pakistanis can also open a Roshan Digital Account to save or invest in Pakistan from abroad.
Rules and limits
In Saudi Arabia: Money transfers from Saudi Arabia are regulated by the Saudi Central Bank (SAMA). Senders need a valid Iqama or national ID that the provider verifies, and outgoing personal remittances are not taxed.
In Pakistan: The State Bank of Pakistan and the Pakistan Remittance Initiative promote transfers through formal banking channels; hawala and hundi transfers are illegal.
How to pick the cheapest option
- Compare the amount received, not the fee. "Zero fee" offers usually hide their cost in the rate. How markups work.
- Small amounts: watch fixed fees. Large amounts: watch the markup.
- Avoid intermediary deductions. SWIFT wires can lose $10–30 in transit. Why.
Frequently asked questions
What is the cheapest way to send money from Saudi Arabia to Pakistan?
It depends on the amount and the day's pricing. This page calculates, at today's mid-market rate, how much PKR each provider delivers for 2,000 SAR; the top row is currently the cheapest by our estimate.
How much more does a bank wire cost for 2,000 SAR?
Using the reference rate on 2026-10-08, our model puts the gap at about 7,932.86 PKR versus the cheapest option. Rates and pricing change daily.
How can my recipient in Pakistan receive the money?
Common payout options are bank accounts (IBAN), mobile wallets such as JazzCash and Easypaisa, and cash pickup. Availability differs by provider, so check before you send.
How long does it take?
Digital services usually take minutes to 1–2 business days; bank wires often take 2–5 business days.
Sources
Official pages checked on