Who sends money from Saudi Arabia to Indonesia
Common senders: workers in construction, healthcare, domestic work and services, and professionals supporting families across Asia and Africa.
About this corridor
Indonesian workers in Saudi Arabia, many of them in domestic work, send to banks such as BRI and BNI or to e-wallets. Check that the recipient's name matches the bank record exactly; mismatches are the most common reason transfers to Indonesia are returned.
Worked example: sending 2,000 SAR
Using the ExchangeRate-API rate on 2026-10-08, 1 SAR = 4,766.63 IDR, our estimate model gives these results for sending 2,000 SAR:
| Provider | Est. fee | Est. received | Total cost vs mid-market |
|---|---|---|---|
| Wise | 15.75 SAR | 9,458,182 IDR | 75,074 IDR |
| Revolut | 6.00 SAR | 9,457,133 IDR | 76,123 IDR |
| Remitly | 0.00 SAR | 9,418,857 IDR | 114,399 IDR |
| Western Union | 18.75 SAR | 9,255,005 IDR | 278,252 IDR |
| Bank wire (typical) | 75.00 SAR | 8,946,366 IDR | 586,891 IDR |
In this example Wise delivers roughly 511,816 IDR more than a typical bank wire. Rates move daily and providers change pricing, so treat this as an illustration from our model; the live calculator above and the provider's own quote are what count. See how we estimate.
Sending to Indonesia: what to know
- Payout options: bank transfer and e-wallets such as DANA, OVO or GoPay on some providers.
- Bank delivery to BCA, BRI, Mandiri and BNI is widely supported.
- Double-check the recipient's name matches the bank record exactly to avoid returns.
Rules and limits
In Saudi Arabia: Money transfers from Saudi Arabia are regulated by the Saudi Central Bank (SAMA). Senders need a valid Iqama or national ID that the provider verifies, and outgoing personal remittances are not taxed.
In Indonesia: Money transfer services are licensed by Bank Indonesia. E-wallet deliveries are subject to wallet balance limits, which are lower for unverified accounts.
How to pick the cheapest option
- Compare the amount received, not the fee. "Zero fee" offers usually hide their cost in the rate. How markups work.
- Small amounts: watch fixed fees. Large amounts: watch the markup.
- Avoid intermediary deductions. SWIFT wires can lose $10–30 in transit. Why.
Frequently asked questions
What is the cheapest way to send money from Saudi Arabia to Indonesia?
It depends on the amount and the day's pricing. This page calculates, at today's mid-market rate, how much IDR each provider delivers for 2,000 SAR; the top row is currently the cheapest by our estimate.
How much more does a bank wire cost for 2,000 SAR?
Using the reference rate on 2026-10-08, our model puts the gap at about 511,816 IDR versus the cheapest option. Rates and pricing change daily.
How can my recipient in Indonesia receive the money?
Common payout options are bank transfer and e-wallets such as DANA, OVO or GoPay on some providers. Availability differs by provider, so check before you send.
How long does it take?
Digital services usually take minutes to 1–2 business days; bank wires often take 2–5 business days.
Sources
Official pages checked on