Who sends money from the eurozone to Tunisia
Common senders: long-settled diaspora families, seasonal and care workers, students, and people supporting parents back home.
About this corridor
Most Tunisians abroad live in France, Italy and Germany. Because the dinar is not freely convertible, it is never bought in advance: it is always converted at the moment of transfer, so compare the dinar amount each provider promises on the day.
Worked example: sending 500 EUR
Using the ExchangeRate-API rate on 2026-10-08, 1 EUR = 3.3652 TND, our estimate model gives these results for sending 500 EUR:
| Provider | Est. fee | Est. received | Total cost vs mid-market |
|---|---|---|---|
| Wise | 3.89 EUR | 1,669.52 TND | 13.10 TND |
| Revolut | 1.50 EUR | 1,669.18 TND | 13.44 TND |
| Remitly | 0.00 EUR | 1,662.42 TND | 20.19 TND |
| Western Union | 4.46 EUR | 1,634.24 TND | 48.38 TND |
| Bank wire (typical) | 17.86 EUR | 1,581.95 TND | 100.66 TND |
In this example Wise delivers roughly 87.56 TND more than a typical bank wire. Rates move daily and providers change pricing, so treat this as an illustration from our model; the live calculator above and the provider's own quote are what count. See how we estimate.
Sending to Tunisia: what to know
- Payout options: bank accounts, La Poste Tunisienne and cash pickup.
- Bank and post office delivery are both widely used.
- Because the dinar is not freely convertible, you can only lock in the rate through the provider at the time of sending.
Rules and limits
In the eurozone: EU payment institutions are regulated under PSD2 and must be authorised in a member state. SEPA makes transfers inside Europe cheap, but payments to China go via SWIFT or a provider's local payout network.
In Tunisia: The Tunisian dinar is not freely convertible; incoming transfers are converted under Banque Centrale de Tunisie rules.
How to pick the cheapest option
- Compare the amount received, not the fee. "Zero fee" offers usually hide their cost in the rate. How markups work.
- Small amounts: watch fixed fees. Large amounts: watch the markup.
- Avoid intermediary deductions. SWIFT wires can lose $10–30 in transit. Why.
Frequently asked questions
What is the cheapest way to send money from the eurozone to Tunisia?
It depends on the amount and the day's pricing. This page calculates, at today's mid-market rate, how much TND each provider delivers for 500 EUR; the top row is currently the cheapest by our estimate.
How much more does a bank wire cost for 500 EUR?
Using the reference rate on 2026-10-08, our model puts the gap at about 87.56 TND versus the cheapest option. Rates and pricing change daily.
How can my recipient in Tunisia receive the money?
Common payout options are bank accounts, La Poste Tunisienne and cash pickup. Availability differs by provider, so check before you send.
How long does it take?
Digital services usually take minutes to 1–2 business days; bank wires often take 2–5 business days.
Sources
Official pages checked on